BMO Bank hours
Most BMO Bank branches are open 9:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 12:00 PM or 1:00 PM Saturday. BMO branches are closed Sunday. BMO closes for all 11 federal holidays. Customer service is 1-888-340-2265, with 24/7 automated assistance and live representatives during business hours. After the 2023 Bank of the West acquisition, BMO operates about 1,000 branches across 32 states - check the BMO US locator at usbranchlocator.bmo.com for your specific branch.
BMO Bank N.A. is the US retail subsidiary of BMO Financial Group, the Canadian parent based in Toronto with roots back to the Bank of Montreal founded in 1817. The US headquarters is in Chicago. After the 2023 acquisition of Bank of the West, BMO operates about 1,000 branches across 32 states, primarily in the Midwest and Western US.
This page covers BMO Bank branch hours (typically 9:00 AM to 5:00 PM Monday through Friday and 9:00 AM to 12:00 or 1:00 PM Saturday, closed Sunday), the federal holidays BMO closes for, and the 1-888-340-2265 customer service line.
Two BMO specifics worth knowing. The bank rebranded from BMO Harris Bank to just BMO Bank in 2023, and the same year acquired Bank of the West from BNP Paribas, adding 514 branches in California and other Western states. The bank closes for all 11 federal holidays.
Use the BMO US branch locator below to confirm hours at your nearest branch.
Is BMO Bank open today?
BMO Bank generally follows the standard weekly schedule below. Hours can vary by location - confirm your specific store via the official locator.
BMO Bank weekly hours
| Day | Typical hours | Notes |
|---|---|---|
| Monday | 9:00 AM - 5:00 PM | Standard weekday lobby hours. |
| Tuesday | 9:00 AM - 5:00 PM | |
| Wednesday | 9:00 AM - 5:00 PM | |
| Thursday | 9:00 AM - 5:00 PM | |
| Friday | 9:00 AM - 6:00 PM | Many BMO branches stay open until 6 PM Friday. |
| Saturday | 9:00 AM - 12:00 PM | Saturday hours vary; many branches close at 12 PM, others at 1 PM. Some standalone branches are closed Saturday entirely. |
| Sunday | Closed - Closed | BMO Bank branches are closed Sunday at every location across 32 states. ATMs, online banking, and the BMO mobile app run 24/7. |
BMO Bank holiday hours
| Holiday | Date | Status | Hours | Notes |
|---|---|---|---|---|
| Memorial Day | Mon, May 25, 2026 | Closed | Federal holiday; all BMO branches closed. ATMs and online banking remain available. | |
| Juneteenth | Fri, Jun 19, 2026 | Closed | Federal holiday; all BMO branches closed. | |
| Independence Day | Sat, Jul 4, 2026 | Closed | Federal holiday; all branches closed. Digital channels remain open. | |
| Labor Day | Mon, Sep 7, 2026 | Closed | Federal holiday; all BMO branches closed. | |
| Columbus Day | Mon, Oct 12, 2026 | Closed | Federal holiday; BMO closes Columbus Day. | |
| Halloween | Sat, Oct 31, 2026 | Open - normal hours | 9:00 AM - 12:00 PM | Not a federal holiday; regular Saturday hours. |
| Veterans Day | Wed, Nov 11, 2026 | Closed | Federal holiday; all BMO branches closed. | |
| Thanksgiving Day | Thu, Nov 26, 2026 | Closed | Federal holiday; all BMO branches closed. | |
| Black Friday | Fri, Nov 27, 2026 | Open - normal hours | 9:00 AM - 6:00 PM | Not a federal holiday; BMO branches reopen with regular Friday hours. |
| Christmas Eve | Thu, Dec 24, 2026 | Open - varies by location | 9:00 AM - 5:00 PM | Not a federal holiday so branches remain open, though some close early. Confirm with your local branch. |
| Christmas Day | Fri, Dec 25, 2026 | Closed | Federal holiday; all BMO branches closed. | |
| New Year's Eve | Thu, Dec 31, 2026 | Open - varies by location | 9:00 AM - 5:00 PM | Not a federal holiday so branches remain open. Some close early. |
| New Year's Day | Fri, Jan 1, 2027 | Closed | Federal holiday; all BMO branches closed. | |
| MLK Day | Mon, Jan 18, 2027 | Closed | Federal holiday; all BMO branches closed. | |
| Presidents Day | Mon, Feb 15, 2027 | Closed | Federal holiday; all BMO branches closed. | |
| Easter Sunday | Sun, Apr 4, 2027 | Closed | Sundays are closed all year; Easter is no exception. |
Is BMO Bank open on Saturday?
BMO Bank Saturday hours vary widely by branch and region. Most standalone branches are open 9:00 AM to 12:00 PM, with some open until 1:00 PM and a meaningful number closed Saturday entirely. Former Bank of the West branches in California and other Western states (acquired by BMO in 2023) sometimes follow legacy schedules, so Saturday hours in those markets vary more than at long-standing BMO Harris branches in the Midwest. Drive-thru lanes typically run longer Saturday hours than the lobby. Customer service at 1-888-340-2265 has 24/7 automated assistance every Saturday.
Is BMO Bank open on Sunday?
BMO Bank branches are closed Sunday at every location across 32 states. This is the standard US bank schedule and BMO does not run Sunday lobby hours at any branch, including former Bank of the West branches that converted to BMO in 2023. ATMs operate 24/7 every Sunday. The BMO mobile app and bmo.com handle deposits, transfers, bill pay, and account questions any time. Customer service at 1-888-340-2265 offers 24/7 automated assistance Sunday for balance, transfers, and most self-service tasks. Live representatives are available during business hours.
Find a BMO Bank store near me
Hours vary by location, so the most accurate hours for your nearest store are on the official BMO Bank store locator. Enter your zip code or city to see the closest stores and their current hours.
BMO Bank hours - frequently asked questions
What time does BMO Bank open?
Most BMO Bank branches open at 9:00 AM Monday through Saturday at branches that open Saturday. BMO branches are closed Sunday. Use the BMO US branch locator at usbranchlocator.bmo.com to confirm the open time at your specific branch.
Is BMO Bank open on Saturday?
Yes at most branches. BMO Saturday hours are typically 9:00 AM to 12:00 PM, with some branches open until 1:00 PM. Some standalone branches are closed Saturday entirely. Former Bank of the West branches in California and Western states may have different Saturday hours since the 2023 acquisition - confirm via the locator.
Is BMO Bank open on Sunday?
No. BMO Bank branches are closed Sunday at every location. ATMs are 24/7 and the BMO mobile app handles most transactions. Customer service via 1-888-340-2265 offers 24/7 automated assistance.
Was BMO Bank previously called BMO Harris Bank?
Yes. BMO rebranded from 'BMO Harris Bank' to just 'BMO Bank' in 2023, dropping the 'Harris' name (a legacy from the 1882-founded Chicago bank Harris Trust and Savings, acquired by BMO in 1984). Old BMO Harris account holders were converted automatically; routing numbers, account numbers, and the branch network remain the same. BMO is the same bank, just a streamlined name.
Is BMO Bank a Canadian bank?
Yes at the parent level. BMO Bank N.A. (the US retail bank with branches in 32 states) is a subsidiary of BMO Financial Group, headquartered in Toronto Canada. The Canadian parent Bank of Montreal was founded in 1817, making it one of the oldest banks in North America. The US bank operates under US banking regulations and your deposits are FDIC-insured up to standard limits.
Did BMO acquire Bank of the West?
Yes in 2023. BMO acquired Bank of the West from BNP Paribas in early 2023 for about $16.3 billion, adding 514 branches in California, Colorado, Oregon, Washington, Arizona, New Mexico, Nevada, Utah, Idaho, Nebraska, and other Western states. Former Bank of the West customers were converted to BMO accounts during 2023 and 2024. The combined BMO now operates about 1,000 US branches in 32 states.
What holidays is BMO Bank closed?
BMO closes for all 11 federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day (July 4), Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day.
Is BMO Bank open on Christmas Eve or New Year's Eve?
Yes typically. Christmas Eve and New Year's Eve are not federal holidays, so BMO branches remain open with normal Thursday hours. Some individual branches close early. Confirm with your local branch in advance if you need a late afternoon visit.
What time does BMO Bank close?
BMO branches close at 5:00 PM Monday through Thursday, 6:00 PM Friday at most branches, and 12:00 PM or 1:00 PM Saturday. Sunday is closed at every branch. Drive-thru lanes typically stay open 30 to 60 minutes after lobby close.
Where is BMO Bank located?
BMO Bank operates in 32 states with the heaviest concentration in the Midwest (Illinois HQ Chicago, Wisconsin, Minnesota, Indiana) from the legacy BMO Harris footprint, plus extensive Western US coverage from the 2023 Bank of the West acquisition (California, Oregon, Washington, Arizona, Nevada, Colorado, New Mexico, Utah, Idaho, Nebraska, and other Western states). Use the BMO US locator to find branches near you.
What is the BMO Bank customer service number?
BMO Bank customer service is 1-888-340-2265 (1-888-340-BANK). The line is available 24/7 with automated assistance for balance, transfers, bill pay, and most self-service tasks. Live representatives are available during business hours. The same number works for both legacy BMO Harris customers and former Bank of the West customers.
How do I find a BMO Bank branch near me?
Use the BMO US branch and ATM locator linked below at usbranchlocator.bmo.com. The locator shows branches, ATMs, drive-thru availability, and exact hours by location, including former Bank of the West branches now operating as BMO. You can filter by services like notary, safe deposit, business banking, drive-thru, and Spanish-speaking branches.
BMO Bank customer service: 1-888-340-2265 - call to confirm hours or ask questions.
Relevant articles
Last verified: May 2026 against BMO Bank's official store locator and press releases.
Disclaimer: we are not connected with BMO Bank or any other company. Whathours.com exists to show the working hours of good businesses worldwide.