Restaurant business hours and normal U.S. business hours

What are the normal business hours in the U.S.? Restaurants, banks, and stores all run different schedules – and within each category, hours vary widely by chain and location. This guide covers normal business hours for U.S. restaurants, banks, and retail stores; what time most restaurants open and close; Sunday and Saturday hours; and what “48 business hours” actually means.

Normal business hours for U.S. restaurants

Average U.S. restaurant operating hours run roughly 6:00 AM to 10:00 PM Monday through Saturday. Most full-service restaurants serve a breakfast, lunch, and dinner menu and remain open continuously through the day. Quick-service (fast food) chains often run shorter overnight stretches; full-service casual dining typically closes between 10 PM and midnight.

Restaurant operating hours vary by chain. Here is what time some popular U.S. restaurant chains open and close:

McDonald’s – typically 5 AM to 11 PM (drive-thru); breakfast served 5 AM to 10:30 or 11 AM
Chick-fil-A – typically 6 AM to 10 PM Monday through Saturday; closed every Sunday
Dunkin’ Donuts – typically 5 AM to 10 PM (morning-coffee focus)
Starbucks – typically 5 AM to 10 or 11 PM
KFC – typically 10:30 AM to 11 PM Monday through Sunday
Wendy’s – typically 6:30 AM to midnight or 1 AM
Burger King – typically 6 AM to midnight or 1 AM
Taco Bell – typically 7 or 8 AM to 1 AM (drive-thru runs latest)
Subway – typically 7 AM to 10 PM
Denny’s – 24/7 at most locations
Waffle House – 24/7 at virtually all locations
Texas Roadhouse – dinner-only at most locations: 4 PM to 10 PM weekdays, 11 AM to 11 PM weekends
Chipotle – typically 10:45 AM to 10 PM (lunch-and-dinner focus)
Domino’s – typically 10:30 AM to midnight or 1 AM (delivery runs latest)

What time do most restaurants open and close?

Most U.S. restaurants open between 6:00 AM (breakfast-focused chains, diners) and 11:00 AM (dinner-focused chains). Most close between 10:00 PM and midnight on weekdays and stay open later on weekends. The “average” U.S. restaurant is open about 12 to 14 hours per day, with quick-service chains running longer than full-service.

Specific by meal:

Breakfast restaurants typically open 5 AM to 6 AM (Dunkin’, Starbucks, McDonald’s, Waffle House, IHOP, Denny’s)
Lunch and dinner restaurants typically open 10:30 AM to 11 AM (Chipotle, KFC, Pizza Hut, Olive Garden, Cracker Barrel)
Dinner-only restaurants open 4 PM to 5 PM weekdays (Texas Roadhouse, many steakhouses)
Casual dining and fast-casual typically close 10 PM to midnight
Diners and 24/7 chains stay open around the clock (Waffle House, Denny’s, Whataburger Texas-market locations)

Sunday and Saturday business hours

Sunday business hours: Many restaurants are open Sunday with normal or slightly reduced hours. Some chains – notably Chick-fil-A – close every Sunday for religious reasons. CVS, Walgreens, and most major retailers run shorter Sunday hours. Banks are closed Sunday at virtually every chain. Federal services (USPS, Social Security, DMV) are closed every Sunday.

Saturday business hours: Most retail stays open Saturday with regular or slightly reduced hours – this is typically the busiest retail day of the week. Bank Saturday hours run shorter than weekdays, typically 9 AM to noon or 1 PM. USPS Post Offices have reduced Saturday hours (typically 8:30 AM to 12:30 PM). DMV offices vary by state; most close Saturday entirely.

Normal business hours for U.S. banks

Bank operating hours run roughly 9:00 AM to 5:00 PM Monday through Friday. Most banks have shorter Saturday hours (9 AM to noon or 1 PM) and close Sunday entirely. Drive-thru hours often run longer than lobby hours; ATMs are 24/7.

Specific bank chain hours:

Wells Fargo – typically 9 AM to 5 PM weekdays, 9 AM to noon Saturday
Chase Bank – typically 9 AM to 5 or 6 PM weekdays, 9 AM to 1 or 2 PM Saturday
Bank of America – typically 9 AM to 4 PM weekdays
TD Bank – notably long hours, typically 8 AM to 8 PM weekdays, 8 AM to 4 PM Saturday, 11 AM to 4 PM Sunday at many branches
Regions Bank – typically 9 AM to 4 or 5 PM weekdays
Huntington Bank – typically 9 AM to 5 PM weekdays
Woodforest Bank – typically 10 AM to 7 PM weekdays (extended hours, often inside Walmart locations)

All major U.S. banks close on the 11 federal holidays: New Year’s Day, MLK Day, Presidents Day, Memorial Day, Juneteenth, Independence Day (July 4), Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. Banks remain open with normal hours on Black Friday, Mother’s Day, Christmas Eve (often closing early), Father’s Day, Tax Day, Good Friday, and Valentine’s Day.

Normal business hours for U.S. retail stores

Retail store hours vary widely by chain. Big-box stores typically run 6 AM to 11 PM (Walmart) or 8 AM to 10 PM (Target). Mall-based stores typically run 10 AM to 9 PM (matching mall hours). Specialty retail typically runs 9 or 10 AM to 8 or 9 PM.

Specific U.S. retail chain hours:

Walmart – typically 6 AM to 11 PM Monday through Sunday
Target – typically 8 AM to 10 PM
Costco – typically 10 AM to 8:30 PM weekdays, with reduced Sunday hours (typically 10 AM to 6 PM)
Sam’s Club – typically 10 AM to 8 PM, with members-only “Plus” early hours starting at 8 AM
Home Depot – typically 6 AM to 9 or 10 PM
Lowe’s – typically 6 AM to 10 PM
Old Navy – typically 10 AM to 9 PM weekdays and Saturday, 11 AM to 7 PM Sunday
Petco – typically 9 AM to 9 PM Monday through Saturday, 10 AM to 7 PM Sunday
PetSmart – typically 9 AM to 9 PM
Best Buy – typically 10 AM to 9 PM
Macy’s – typically 10 AM to 9 PM (matching mall hours)

What does “48 business hours” mean?

“48 business hours” usually means 48 hours during typical work-week business hours, NOT 48 calendar hours. The standard interpretation is 8 working hours per business day, so 48 business hours equals 6 working days. Practically: a request submitted Monday at 9 AM with a “48 business hours” response time should be answered by the end of the following Monday (skipping Saturday and Sunday).

Specific company definitions vary – some count 24 hours per day Monday through Friday (so 48 business hours equals 2 full weekdays), others count only the 8 standard working hours per day. Always check the specific company’s terms or service-level agreement (SLA) for their exact definition.

How many hours from Friday to Monday?

Common weekend duration questions:

Friday midnight to Monday midnight: 72 hours (3 calendar days)
Friday 5 PM (close of business) to Monday 9 AM (open of business): approximately 64 hours – the typical weekend closure window when banks, government offices, and many businesses are closed
Saturday midnight to Monday midnight: 48 hours
Saturday to Monday: about 48 hours of full closure for most banks and federal services
Hours in a weekend (Saturday plus Sunday): 48 hours

Restaurants and stores open 24/7 in the U.S.

If you need food or shopping at odd hours, the chains most reliably open 24/7 are Waffle House, Denny’s, Whataburger (Texas-market locations), Jack in the Box (West Coast), and White Castle (Midwest) for restaurants. For retail and convenience, 7-Eleven, Wawa, Sheetz, QuikTrip, plus select 24-hour CVS and Walgreens locations stay open. Most other chains close by midnight or 1 AM. See our fast food open 24/7 guide for the full breakdown.

How to check current business hours

Hours change frequently across U.S. retail. Always confirm before driving out:

Use the chain’s official app or store locator
Call the specific store directly
Check this site – we maintain verified weekly hours and 16-row holiday tables for 70+ U.S. chains