M&T Bank hours
Most M&T Bank branches are open 9:00 AM to 5:00 PM Monday through Friday, with some branches staying open until 6:00 PM Friday. Saturday hours are limited (typically 9:00 AM to 12:00 PM at select branches), and many branches are closed Saturday entirely. M&T branches are closed Sunday. M&T closes for all 11 federal holidays. Customer service is 1-800-724-2440, available 24/7 with automated assistance and live representatives during business hours. M&T operates 900+ branches and 1,800 ATMs primarily in the Northeast and Mid-Atlantic - check the M&T locator for your specific branch.
M&T Bank operates more than 900 branches and 1,800 ATMs across the Northeast and Mid-Atlantic, headquartered in Buffalo New York. The bank was founded in 1856 as Manufacturers and Traders Trust Company and has stayed in continuous operation under that name (now abbreviated M&T) ever since.
This page covers M&T Bank branch hours (typically 9:00 AM to 5:00 PM Monday through Friday with some branches open until 6:00 PM Friday, plus limited Saturday hours at select branches and closed Sunday), the federal holidays M&T closes for, and the 1-800-724-2440 customer service line.
Two M&T specifics worth knowing. The bank closes for all 11 federal holidays. The 2022 acquisition of People’s United Bank added meaningful New England branch coverage to M&T’s traditional Buffalo, Western New York, Maryland, Pennsylvania, and Mid-Atlantic footprint, where M&T competes with Northeast rivals like Santander Bank.
Use the M&T locator below at locations.mtb.com to confirm hours at your nearest branch.
Is M&T Bank open today?
M&T Bank generally follows the standard weekly schedule below. Hours can vary by location - confirm your specific store via the official locator.
M&T Bank weekly hours
| Day | Typical hours | Notes |
|---|---|---|
| Monday | 9:00 AM - 5:00 PM | Standard weekday lobby hours. Some branches open at 8:30 AM and close at 6 PM. |
| Tuesday | 9:00 AM - 5:00 PM | |
| Wednesday | 9:00 AM - 5:00 PM | |
| Thursday | 9:00 AM - 5:00 PM | |
| Friday | 9:00 AM - 6:00 PM | Many M&T branches stay open until 6 PM Friday. Some standard branches close at 5 PM. |
| Saturday | 9:00 AM - 12:00 PM | Saturday hours vary widely; many branches close at 12 PM, some run until 1 or 2 PM, and a meaningful number are closed Saturday entirely. |
| Sunday | Closed - Closed | M&T Bank branches are closed Sunday at every location. ATMs, online banking, and the M&T mobile app run 24/7. |
M&T Bank holiday hours
| Holiday | Date | Status | Hours | Notes |
|---|---|---|---|---|
| Memorial Day | Mon, May 25, 2026 | Closed | Federal holiday; all M&T branches closed. ATMs and online banking remain available. | |
| Juneteenth | Fri, Jun 19, 2026 | Closed | Federal holiday; all M&T branches closed. | |
| Independence Day | Sat, Jul 4, 2026 | Closed | Federal holiday; all branches closed. Digital channels remain open. | |
| Labor Day | Mon, Sep 7, 2026 | Closed | Federal holiday; all M&T branches closed. | |
| Columbus Day | Mon, Oct 12, 2026 | Closed | Federal holiday for retail branches; M&T's wealth and asset management departments stay open following the NYSE calendar. | |
| Halloween | Sat, Oct 31, 2026 | Open - normal hours | 9:00 AM - 12:00 PM | Not a federal holiday; regular Saturday hours. |
| Veterans Day | Wed, Nov 11, 2026 | Closed | Federal holiday for retail branches; M&T's wealth and asset management departments stay open following the NYSE calendar. | |
| Thanksgiving Day | Thu, Nov 26, 2026 | Closed | Federal holiday; all M&T branches closed. | |
| Black Friday | Fri, Nov 27, 2026 | Open - normal hours | 9:00 AM - 6:00 PM | Not a federal holiday; M&T branches reopen with regular Friday hours. |
| Christmas Eve | Thu, Dec 24, 2026 | Open - varies by location | 9:00 AM - 5:00 PM | Not a federal holiday so branches remain open, though some close early. Confirm with your local branch. |
| Christmas Day | Fri, Dec 25, 2026 | Closed | Federal holiday; all M&T branches closed. | |
| New Year's Eve | Thu, Dec 31, 2026 | Open - varies by location | 9:00 AM - 5:00 PM | Not a federal holiday so branches remain open. Some close early. |
| New Year's Day | Fri, Jan 1, 2027 | Closed | Federal holiday; all M&T branches closed. | |
| MLK Day | Mon, Jan 18, 2027 | Closed | Federal holiday; all M&T branches closed. | |
| Presidents Day | Mon, Feb 15, 2027 | Closed | Federal holiday; all M&T branches closed. | |
| Easter Sunday | Sun, Apr 4, 2027 | Closed | Sundays are closed all year; Easter is no exception. M&T's wealth and asset management departments observe Good Friday separately following the NYSE calendar. |
Is M&T Bank open on Saturday?
M&T Bank Saturday hours vary widely by branch. Most branches that open Saturday run 9:00 AM to 12:00 PM, with some open until 1:00 or 2:00 PM and a meaningful number closed Saturday entirely. M&T's footprint concentrates in markets like Buffalo, Albany, Rochester, Baltimore, Wilmington DE, and central Pennsylvania, where Saturday hours are most consistent. Drive-thru lanes at branches with a drive-thru typically run longer Saturday hours than the lobby. Customer service at 1-800-724-2440 has 24/7 automated assistance every Saturday.
Is M&T Bank open on Sunday?
M&T Bank branches are closed Sunday at every location. This is the standard US bank schedule and M&T does not run Sunday lobby hours at any branch. ATMs operate 24/7 every Sunday. The M&T mobile app and mtb.com handle deposits, transfers, bill pay, and account questions any time. Customer service at 1-800-724-2440 offers 24/7 automated assistance Sunday for balance, transfers, and most self-service tasks. Live representatives are available during business hours; some departments offer Saturday/Sunday 9 AM to 5 PM ET coverage.
Find a M&T Bank store near me
Hours vary by location, so the most accurate hours for your nearest store are on the official M&T Bank store locator. Enter your zip code or city to see the closest stores and their current hours.
M&T Bank hours - frequently asked questions
What time does M&T Bank open?
Most M&T Bank branches open at 9:00 AM Monday through Saturday at branches that open Saturday. Some branches open at 8:30 AM. M&T branches are closed Sunday. Use the M&T locator at locations.mtb.com to confirm the open time at your specific branch.
Is M&T Bank open on Saturday?
Yes at most branches with limited hours. M&T Saturday hours are typically 9:00 AM to 12:00 PM, with some branches open until 1:00 or 2:00 PM. A meaningful number of branches are closed Saturday entirely - confirm by calling or via the locator.
Is M&T Bank open on Sunday?
No. M&T Bank branches are closed Sunday at every location. ATMs are 24/7 and the M&T mobile app handles most transactions. Customer service via 1-800-724-2440 offers 24/7 automated assistance Sunday.
What does M&T stand for?
M&T stands for Manufacturers and Traders Trust Company, the bank's full legal name. The bank was founded in Buffalo New York in 1856 to serve manufacturers and merchants in the Erie Canal region. The M&T abbreviation became the consumer brand and the formal name persists for legal documents.
What holidays is M&T Bank closed?
M&T Bank closes retail branches for all 11 federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day (July 4), Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. M&T's wealth management, asset management, and institutional departments follow the NYSE calendar separately - they observe Good Friday but stay open on Columbus Day and Veterans Day.
Is M&T Bank open on Christmas Eve or New Year's Eve?
Yes typically. Christmas Eve and New Year's Eve are not federal holidays, so M&T branches remain open with normal Thursday hours. Some individual branches close early. Confirm with your local branch in advance if you need a late afternoon visit.
What time does M&T Bank close?
M&T branches close at 5:00 PM Monday through Thursday at most branches, 6:00 PM Friday at many branches, and 12:00 PM Saturday at branches that open Saturday. Some branches stay open until 1:00 or 2:00 PM Saturday. Sunday is closed at every branch.
Where is M&T Bank located?
M&T operates primarily in the Northeast and Mid-Atlantic, with the heaviest concentration in New York (HQ Buffalo, plus Albany, Rochester, Syracuse, Long Island, NYC), Pennsylvania, Maryland, Delaware (Wilmington Trust subsidiary), Virginia, West Virginia, Washington DC, New Jersey, and Connecticut. The 2022 People's United Bank acquisition added meaningful New England coverage in Massachusetts, Connecticut, Vermont, New Hampshire, and Maine.
What is the M&T Bank customer service number?
M&T Bank customer service is 1-800-724-2440. The line is available 24/7 with automated assistance for balance, transfers, bill pay, and most self-service tasks. Live representatives are available during business hours; some departments offer extended Saturday and Sunday 9 AM to 5 PM ET coverage. M&T also has multiple department-specific phone numbers listed at mtb.com.
Does M&T Bank own Wilmington Trust?
Yes. Wilmington Trust is a subsidiary of M&T Bank, providing wealth management, trust services, and corporate trust services nationally. Wilmington Trust was acquired by M&T in 2011. The Wilmington Trust subsidiary operates separately from M&T's retail banking operations and follows the NYSE calendar for its institutional services.
Are M&T ATMs free?
M&T-branded ATMs are free for M&T customers. M&T also belongs to surcharge-free ATM networks for premium account tiers. Foreign ATM withdrawals at non-M&T machines may incur fees from both M&T and the ATM operator depending on your account type. Check your account fee schedule for details.
How do I find an M&T Bank branch near me?
Use the M&T branch and ATM locator linked below at locations.mtb.com. The locator shows branches, ATMs, drive-thru availability, and exact hours by location. You can filter by services like notary, safe deposit, business banking, drive-thru, and Wilmington Trust offices.
M&T Bank customer service: 1-800-724-2440 - call to confirm hours or ask questions.
Relevant articles
Last verified: May 2026 against M&T Bank's official store locator and press releases.
Disclaimer: we are not connected with M&T Bank or any other company. Whathours.com exists to show the working hours of good businesses worldwide.