Capital One hours

Capital One operates two formats with different hours. Traditional Capital One branches are open 9:00 AM to 5:00 PM Monday through Friday, with limited Saturday hours at select branches and closed Sunday. Capital One Cafes are open seven days a week, typically 9:00 AM to 6:00 PM Monday through Sunday, with some Cafes staying open until 9:00 or 10:00 PM. Both formats close on all 11 federal holidays. Customer service is available 7 days a week from 8:00 AM to 11:00 PM ET at 1-800-655-2265 (longer phone hours than most major banks). Hours vary by location - check the Capital One locator for your specific branch or Cafe.

Capital One operates two distinct retail formats: about 280 traditional branches across 8 states plus Washington DC, and about 60 Capital One Cafes in major metros across the country. The Cafes are part bank, part coffee shop, with Peet’s Coffee on the menu and longer hours than the traditional branches.

This page covers both Capital One branch hours (typically 9:00 AM to 5:00 PM Monday through Friday, limited Saturday at select branches, closed Sunday) and Capital One Cafe hours (typically 9:00 AM to 6:00 PM seven days a week, with some Cafes open until 9 or 10 PM), plus federal holiday closures and the 1-800-655-2265 customer service line that runs 7 days a week.

The big Capital One specific to know: Cafes are open Sunday at most locations while traditional branches are closed. If you need Sunday in-person banking, find your nearest Cafe rather than a branch. Cafe coffee is free for Capital One cardholders and reduced-price for non-customers.

Use the Capital One locator below to find your nearest branch or Cafe and confirm specific hours.

Is Capital One open today?

Capital One generally follows the standard weekly schedule below. Hours can vary by location - confirm your specific store via the official locator.

Capital One weekly hours

Capital One holiday hours

Is Capital One open on Saturday?

Capital One Saturday hours depend on whether you visit a traditional branch or a Cafe. Traditional branches: about 9:00 AM to 12:00 PM at select branches; many traditional branches are closed Saturday entirely, especially outside the eight branch states. Cafes: typically 9:00 AM to 6:00 PM Saturday, with some Cafes staying open until 9:00 or 10:00 PM in major metros. Saturday is also when the Cafe format shines for non-traditional banking - you can drop in to test the Capital One mobile app, ask account questions over coffee, or use the free Wi-Fi for personal banking work.

Is Capital One open on Sunday?

Sunday is where Capital One stands apart from every other major US bank. Traditional Capital One branches are closed Sunday at all locations, like every other US bank. But Capital One Cafes are typically open Sunday, usually 9:00 AM to 6:00 PM, at most of the 60 Cafe locations. This is the only regular Sunday in-person banking option from a major US bank. Cafe staff (called Ambassadors) handle account openings, debit card requests, financial coaching, and most service tasks at the Cafe counter. Cafes also run 24/7 ATMs accessible after hours through the vestibule. Customer service phone is also available Sunday from 8:00 AM to 11:00 PM ET at 1-800-655-2265.

Find a Capital One store near me

Hours vary by location, so the most accurate hours for your nearest store are on the official Capital One store locator. Enter your zip code or city to see the closest stores and their current hours.

Capital One hours - frequently asked questions

What time does Capital One open?

Capital One traditional branches open at 9:00 AM Monday through Saturday at select Saturday branches. Capital One Cafes open at 9:00 AM seven days a week. Both formats are closed on federal holidays. Use the Capital One locator to confirm hours at your specific branch or Cafe.

Are Capital One Cafes open on Sunday?

Yes at most locations. Capital One Cafes are typically open Sunday from 9:00 AM to 6:00 PM, while traditional Capital One branches are closed Sunday. This makes Capital One the only major US bank with regular Sunday in-person hours, available at the 60 Cafe locations across major metros. Find your nearest Cafe via the Capital One locator.

What is a Capital One Cafe?

Capital One Cafes are a hybrid bank-and-coffee-shop format with about 60 locations across major US cities. Cafes serve Peet's Coffee (free for Capital One cardholders, discounted for non-customers) and offer light banking services like account openings, debit card requests, financial coaching, and ATM access. Cafes have longer hours than traditional branches and are typically open seven days a week.

Are Capital One branches and Cafes the same hours?

No. Traditional Capital One branches are open 9:00 AM to 5:00 PM Monday through Friday with limited Saturday hours and closed Sunday. Capital One Cafes are typically 9:00 AM to 6:00 PM seven days a week, with some Cafes open until 9 or 10 PM. Cafes have longer evening hours and Sunday openings.

What holidays is Capital One closed?

Capital One closes both branches and Cafes for all 11 federal holidays: New Year's Day, MLK Jr. Day, Presidents Day, Memorial Day, Juneteenth, Independence Day (July 4), Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. Some Cafes may run reduced hours on minor holidays - confirm with your local Cafe.

Is Capital One open on Christmas Eve or New Year's Eve?

Yes typically. Christmas Eve and New Year's Eve are not federal holidays, so Capital One branches and Cafes remain open with normal Thursday hours. Some individual branches and Cafes close early on those days. Both close December 25 and January 1 (federal holidays).

What time does Capital One close?

Traditional Capital One branches close at 5:00 PM Monday through Thursday and 5:00 PM (some 5:30 PM) Friday, 12:00 PM Saturday at branches that open Saturday, closed Sunday. Capital One Cafes typically close at 6:00 PM seven days a week, with some Cafes staying open until 9:00 or 10:00 PM in busier metros.

Where does Capital One have branches and Cafes?

Capital One traditional branches are in 8 states plus DC: New York, New Jersey, Maryland, Virginia, DC, Texas, Louisiana, and a few others. About 280 traditional branches concentrate in those markets. Capital One Cafes are in about 30 major metros across the country including New York, Chicago, Los Angeles, San Francisco, Boston, Washington DC, Dallas, Houston, Atlanta, Miami, Denver, Seattle, Boston, Philadelphia. Use the Capital One locator to find branches and Cafes near you.

What is the Capital One customer service number?

Capital One bank account customer service is 1-800-655-2265 (1-800-65-CAPITAL). The line is available 7 days a week, 8:00 AM to 11:00 PM ET, longer phone hours than most major banks. For credit card support call 1-800-CAPITAL (1-800-227-4825). Live representatives are available all 7 days during the 8 AM - 11 PM window.

Are Capital One ATMs free?

Capital One ATMs are free for Capital One customers. Capital One also belongs to two surcharge-free ATM networks: MoneyPass and Allpoint, totaling about 70,000 ATMs nationwide at retailers like 7-Eleven, Target, CVS, Walgreens, and Publix. This compensates for Capital One's limited 280-branch traditional network.

Can I deposit cash at a Capital One ATM?

Yes at Capital One-branded ATMs. Capital One ATMs accept cash and check deposits with funds typically available the next business day. Allpoint and MoneyPass partner ATMs are surcharge-free for withdrawals but do NOT accept deposits. Use a Capital One-branded ATM for cash deposits, often found at branches and Cafes.

How do I find a Capital One branch or Cafe near me?

Use the Capital One locator linked below at locations.capitalone.com. The locator shows traditional branches, Cafes, and surcharge-free ATM partner locations (Allpoint, MoneyPass). Filter by location type to find a Cafe specifically if you need Sunday hours, longer evening hours, or just want to grab a Peet's Coffee while doing your banking.

Capital One customer service: 1-800-655-2265 - call to confirm hours or ask questions.

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Last verified: May 2026 against Capital One's official store locator and press releases.

Disclaimer: we are not connected with Capital One or any other company. Whathours.com exists to show the working hours of good businesses worldwide.